Wednesday, March 20, 2013

Best of Pune Properties in Baner

Gandhakosh - Flats in Baner
After Bangalore and Hyderabad, Pune is rapidly emerging as a strong IT hub (information technology). Many internationally and nationally acclaimed IT and other business giants have made their mark in the city. The boom in the commercial and IT sector has escalated the rates of Pune properties. The need for quality homes, in strategic locations have made many real estate developers come up with lucrative residential as well as commercial projects.
 
Flats in Baner have gained allot of popularity and are very high in demand, thanks to its location and the locality. Baner is one of the most sought after localities of Pune. Known for its proximity to key areas of the city like the IT Park, various well known colleges and popular entertainment destinations, Baner has always supported a lavish and celebrated lifestyle. A well developed locality, Baner also enjoys having many fine examples of modern infrastructures, special economic zones and many great residential projects. This area is a destination to many great residential complexes and luxury abodes. Each of them is built keeping the needs and comforts of the occupants in mind. 
One such great residential project is called Gandhakosh by Pune’s prominent developers called DSKDL. They are a well recognized name in the field of real estate developments with many well known projects under their belts. Known for their exceptional quality of building luxurious homes for the masses, DSKDL is a much celebrated name in the field of construction and development. Their above mentioned project is aptly located in Baner and is a fine example of great engineering, classic architecture and is considered as one of the best flats in Pune.

Gandhakosh is a perfect balance of luxury and utility. Loaded with amenities like 24/7 power backup, rain water harvesting, well equipped gymnasium, modern club house, relaxing spa, landscaped gardens, plush lawns, soothing walkways and more, makes this a perfect place for you and your loved ones to live a cherished journey called life. A secured world of your own, this marvellous project leaves no stone unturned in making your life nothing short of a charming dream. So if it is Pune properties, then let it be at Gandhakosh and give yourself and your family a place that is truly their own.

Friday, March 1, 2013

Important Tips while Financing your Property

Finance Guide
Buying a property is possibly one of the biggest investments a person makes in his/her lifetime. Thus, there is an obvious fear and a person tries to take as much precautions to avoid precious savings going down the drain. After deciding on a desired property, you further land up in a formidable maze of complicated legal aspects and endless paperwork. This is when it is necessary for you to acquaint yourself with various legal terms and technicalities. Following are some of the tips that would help you get through the property buying process and help understand the finance procedure for the same. 

Research

Various financial institutions offer exciting home loans that lure investors with striking interest rates and proposals. However, a buyer must wisely take decisions before opting from any financial institution. One must educate themselves with the terms and conditions that are set while signing the loan agreement. 

Servicing the EMI

While servicing the EMI, calculate the total loan amount you require on the basis of your income and monthly expenditures. This will help you to calculate the amount of loan you could afford and thus ensuring you will be able to pay your EMI’s on time. One must understand that the penalties for EMI delays are a heavy amount and prior calculation is essential. 

Interest Rate Negotiation

Yes! Interest rates are negotiable. Many a time financial institutions reserve their best of rates for loans that are to be disbursed quickly. It’s recommended to search for a financial lender during the month ends. As these institutions have monthly targets, your negotiation could probably fetch you an attractive rate. 

Decide the Loan Tenure

While deciding the loan tenure, one of the important factors to consider is your disposable income in hand. Disposable income is the one from which you will be repaying your loan amount. If your net disposable income is low, long term loan tenures are recommended. However, you must also be aware that longer the loan tenures, more is the interest you’re going to pay.

These days, very few real estate developers in Pune offer proper documents and finance guidance which buying a property. However, various reviews from recent property buyers depict that DSK Developers Limited are the ones who give proper guidance to the buyers while buying a property in their projects. This developer has several upcoming developments in the cities of Pune and Mumbai where a buyer can get their dream home and also proper financial guidance.